Renta 4 Banco acquired the MiCA license from the Nationwide Securities and Markets Fee (CNMV) and have become, on November 24, 2025, the fourth Spanish financial institution that may legally purchase, promote, custody and switch crypto property.
The authorization got here eleven months after the European regulation got here into pressure, and permits Renta 4 to supply institutional custody, reception and transmission of orders. Additionally receives authorization for the switch of bitcoin (BTC), ether (ETH) and different digital property of all its shoppers by its digital platform.
BBVA was the primary financial institution in Spain to acquire the license. This was in March 2025 and months later it launched its bitcoin and ether buying and selling service, as reported by CriptoNoticias.
The identical occurred with Cecabank, which obtained a license in July 2025 and instantly made a variety of providers associated to cryptoassets out there to its shoppers. These embody custody, administration and transmission of orders, and the switch of digital property.
Moreover, Openbank, Santander’s digital subsidiary, additionally acquired authorization in July 2025. Via its service, retail buyers have the chance to purchase, promote or retailer bitcoin, litecoin (LTC), cardano (ADA), and ETH, amongst different crypto property.
Spain has additionally approved banks from different European Union nations to function with cryptoassets by the MiCA European passport. These embody Germany’s Commerzbank, France’s CACEIS and Société Générale, which provide inexpensive custody and buying and selling providers to Spanish shoppers.
Of the greater than 54 cryptocurrency service suppliers registered by the CNMV, the bulk come from different Member States comparable to Germany (greater than 12), the Netherlands (12) and France (6).
Till November 2025, Spain is among the many EU nations which have accelerated regulation essentially the most.
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