Phantom Pockets has begun rolling out a debit card within the US, permitting customers to spend on-chain stablecoins via Apple Pay and Google Pay.
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- Phantom has launched early entry to its debit card for customers in the USA.
- This card permits spending from on-chain stablecoin balances.
- It is going to be obtainable internationally after its U.S. rollout.
Phantom confirmed in a put up on X on December 15 that early entry to its Phantom Money pay as you go debit card is rolling out to customers in the USA, marking a major step in its efforts to remodel cryptocurrency wallets into on a regular basis cash apps.
The rollout will start with a gradual launch with a ready listing for Phantom, restricted to US customers for now, with world enlargement deliberate later. Phantom stated entry will stay open all through this week.
Spend immediately out of your Phantom Pockets on-chain stability
The Phantom Money Debit Card is a Visa pay as you go card that customers can use immediately from their Phantom Money stability, backed by Solana’s USD-pegged stablecoin CASH. At launch, customers will obtain a digital card that may be added to Apple Pay and Google Pay for contactless funds, however bodily playing cards will probably be obtainable at a later stage.
The wait is over.
Early entry to the Phantom Money debit card begins this week.
At present rolling out in the USA, and worldwide enlargement will start quickly ✨💳👇 pic.twitter.com/B4rcbxyqdR
— Phantom (@phantom) December 14, 2025
The app converts on-chain stablecoin balances to {dollars} on the level of sale on the time of buy. Customers don’t should manually promote their crypto or preload a separate stability earlier than making a purchase order, giving them an analogous expertise to utilizing an everyday debit card whereas being crypto-native.
You will want to confirm your id to entry your card, however this may even unlock further options inside Phantom Money, equivalent to direct financial institution transfers and seamless on/off ramps. Phantom notes that the corporate is just not a financial institution and its pay as you go Visa playing cards are issued by Lead Financial institution and managed by Bridge Ventures, and should incur charges primarily based on utilization.
A part of a broader push for on a regular basis funds
The debit card launch builds on Phantom’s regular enlargement all year long past swaps and token storage. Earlier this winter, Phantom launched a devoted Money tab that helps gasless peer-to-peer transfers and prompt stablecoin conversion utilizing Phantom usernames.
Phantom has additionally added options aimed toward conserving customers within the app for extra than simply transacting. Prediction markets, stablecoin funds, and yield merchandise have progressively made wallets extra like light-weight monetary hubs than pure crypto interfaces.
With over 15 million month-to-month energetic customers on Solana, Ethereum, Bitcoin, and Sui, Phantom is now coming into an more and more aggressive area. Whereas different wallets and exchanges have launched debit playing cards tied to cryptocurrency balances, Phantom’s strategy stands out in that it holds funds on-chain till the second of buy.
For now, entry stays restricted, and the corporate is asking customers nonetheless on its ready listing to be affected person because the rollout continues. If applied, the debit card will probably be one among Phantom’s most seen options so far, quietly testing how snug customers are with utilizing stablecoins of their day by day lives.
